THE POWER COLLECTIVE CONSUMING AUSTRALIA
The fall from grace of politics and business in Australia





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POWER, POLITICS, BUSINESS INTERESTS AND DISAPPOINTMENT
POLITICAL AND CORPORATE INTERESTS OUTWEIGH CONSUMER AND THE PUBLIC INTEREST IN AUSTRALIA AND ELSWEHERE


AUSTRALIA'S LABOR AND LIBERAL POLITICAL PARTIES, ARE THEY MANIPULATING AUSTRALIA'S DEMOCRACY
TO THEIR OWN SELF INTEREST AND BENEFIT?

YES, BUT THEY ARE ALSO
CORRUPTING, AND CORRODING, IT.

AUSTRALIAN GOVERNMENTS, AND CORPORATIONS
ARE THEY ENGAGED IN SHORT TERM EXPLOITATION OF CONSUMERS ON BEHALF OF VESTED INTERESTS?


"Fels scathing over book imports decision, By Online parliamentary correspondent Emma Rodgers Posted Wed Nov 11, 2009 2:00pm AEDT, Updated Wed Nov 11, 2009 4:12pm AEDT

Allan Fels says the Government is responsible for slugging readers with higher book prices. (AAP: Alan Porritt), Former competition watchdog head Allan Fels has lambasted the Federal Government for its decision to keep restrictions on imported books.

The Federal Government has today rejected the Productivity Commission's recommendations to change current laws to allow for cheaper overseas books into the Australian market. The commission urged changes to the regulations as a way to bring down the prices of books for consumers. The laws protect Australian copyright holders of titles from potentially cheaper overseas imports. Professor Fels, who has conducted previous inquiries into book and CD imports, says Australians are paying 35 per cent more for similar editions of books being sold in the US. He says in rejecting the commission's findings, the Government is now responsible for slugging readers with higher prices. "It is a Government mandated import monopoly market which is grossly overcharging Australians," Professor Fels said at the National Press Club. "If the Government can't deliver this simply reform because of the uneducated clamour of a few authors who are driven by publisher interests then there's little hope that the Government will be able to stand up to other pressure groups and bring about useful change for the economy and for our society." (Source of extract, ABC News Australia: http://www.abc.net.au/news/stories/2009/11/11/2739736.htm?section=entertainment)



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Policy and process corrosion and corruption, by Australian political parties and governments






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Political polls in Australia - do you believe them?
If so why?



SHALLOW, AND VACUOUS, HUMAN INTERACTION
In the age of "I"


I sat in a coffee shop watching the people around me. The young waitress saw someone she knew and had not seen for a year or so. She engaged in a display of intimacy of words, but they seemed contrived. He was special to her after all, she told him that despite not contacting him she had listed him on her facebook. That was an imprimatur which maybe she felt should convey some special message to him, it was full of unstated meaning. A no cost commitment gesture. Much like the modern Australian government and corporation.

Hollow gestures that do not cost us much if anything, common shallow, and vacuous, endemic within Australian society. Modes of meaningless communication,and weasle words. Her style of communbication was the programming outcome of technology and subliminal programming, shaping her whole persona. Froth and no substance.

Like modern commercial media, like advertisements, and the corporate marketing of myopic interests, like politicians and governments, and those who would have you believe that you are a valuable customer, a valuable person.

We see examples everyday of detachment from real human interaction. I fly lots. I use the internet to book if it is not too complicated, and I receive messages, and texts, about my flights. I went to Melbourne airport in September 2009 and as I stood at the counter. I was told that I had not followed the new Qantas check in system. I was supposed to use the self service terminal first to book in, and get my boarding pass, and then only come to the desk to get my bags processed. When I responded that I did not want to use the machine and wanted human contact I was told by the Qantas check in person, that I should use the technology because it was designed to streamlime by book in and get me there quicker. Get me where, to the Qantas club? She mused that I should try it for the experience. What experience is that? The same as the vacuous waitress? To eschew all real human contact in the interst of efficiency?

I do my banking on line and never go near my credit union. I detest banks. The credit union never bothere me. It is after all a bit sad. They write and email me. I get a glossy magazine and material the cost of which could better be used to deliver servics to members. I do not care if the credit union is green and environmentally switched on. The people in charge of marketing in companies think that this is a credential booster. Would I like to contribute some dolars and off set my carbon emission contribution? I doubt if the marketing people have ever studied the detail of carbon and the scinece oif global warming.
Climate change is the vehicle of good citizens, animate (people) and inanimate (corporations). To disbelieve, or doubt, is heresy.

I go to my newsagents to buy my papers, and magazines, because I want human contact not faceless delivery and ordering over the net. I would rather add to employment creation than get a discount. I try to avpid buying newspapers from the supermarkets. I have no facebook, no my space, and no twitter, no email connection to my phone. I receive emails, and newsletters, from politicians, it is cant pulp, mass produced propoganda funded from the public purse. They do not distribute material of substance that I can use on these web sites to inform and educate. The modern politician and corporation has no innovative interaction for people beyond the twits and the blogs. The people who work in the political offices to produce this and other Goering platitudes are parasites on the public purse. They are not elected and yet they engage in the administration and manipulation of our democracy and public services.

I watch commercials created by extraordinarily average marketing people, many who seemingly believe that everyone thinks like them. Those who use slogans and never have to worry about serving a client or selling anything. They live off the sewat and efforts of others as 'support" and experts who offer value add. I listen to human relations specialists who reshape, and engineer, human interaction, thinking and beliefs. The pollster asks who would be a better Prime Minister. The respondents invariably would not have a clue based on deep examination.

Telstra Australia is in deep shit, because it listened to advisers and had managers, full of hubris, existing in a manufactured corporate world. Telstra is one of Australia's largest corporations. All too often the employees personalities and beliefs become subsumed in the employer's world of interests. Power can be illusionary and influence self perceived.

I shop at my local little IGA supermarket where the people there struggle to make a living in tyhebshadow of the morally bankrupt supermarket retail corporations. The fresh food people who sell products that are anything other than fresh in the true unadulterated meaning of the word.

"Three fresh food people cut from Woolworths,

By Blair Speedy and John Durie - The Australian newspaper, October 28, 2009 12:00am

WOOLWORTHS has sacked three executives in its fresh-food-buying department after an investigation uncovered irregularities in dealings with fruit and vegetable wholesalers at Sydney's Flemington markets. Woolworths yesterday confirmed it had terminated Colin Hudson, head of fresh produce merchandising for NSW, senior vegetable buyer David Heffernan and deputy national business manager Peter Sillcock earlier this month, The Australian reports. "Woolworths recently investigated an alleged breach of the company's code of conduct," a spokeswoman said. "We have a zero-tolerance approach for any breach of policy and unfortunately had to make the difficult decision to terminate the employment of three staff members." The breaches are understood to relate to supply arrangements for fruit and vegetables for Woolworths supermarkets in Sydney as well as other regions." (source of extract: as cited above, web: http://www.news.com.au/business/story/0,10166,26271077-5017676,00.html?from=public_rss)


Coles, Woolworths blamed for food price surge, By Online business reporter Michael Janda and staff Posted Mon Nov 9, 2009 10:25am AEDT, Updated Mon Nov 9, 2009 1:05pm AEDT

A competition expert says Australians are paying too much for groceries because of a lack of competition (ABC News) A competition law expert says grocery prices have risen faster in Australia than they have in most major industrialised countries. Using OECD figures, Professor Frank Zumbo from the University of New South Wales has found that prices have risen 41.3 per cent since the start of 2000. Professor Zumbo says it is not so much the drought, but a lack of competition in the supermarket sector that is the root of the problem. "Compared to other countries, Australia's paying some of the highest levels of food inflation, that means consumers here are paying more than they should, they're paying more that they should because there's less competition," he told the ABC. "The evidence is clear that where you have like an Aldi in a local area, where it's just Coles and Woolworths grocery prices are higher." (Source of extract: Australian Broadcasting Corporation News: http://www.abc.net.au/news/stories/2009/11/09/2736924.htm)


Watchdog defends duopoly on food prices, NATASHA ROBINSON AND LANAI VASEK From: The Australian November 10, 2009 12:00AM

COMPETITION watchdog Graeme Samuel has defended Australia's retail giants over grocery prices, rejecting claims that the nation's supermarket duopoly is forcing consumers to pay the fastest-rising food prices in the developed world. ACCC chairman Mr Samuel said yesterday that latest OECD statistics, which indicated Australia's food prices had risen by more than 40 per cent in the past decade -- despite low rates of inflation -- should be treated with caution. Instead, he said the continuing drought and global factors were partly to blame for Australia's high rate of food inflation, with sharp rises in the cost of fresh food most responsible for increasing family grocery bills. His comments put him at odds with competition and consumer law expert Frank Zumbo, who said Australia's supermarket duopoly, not drought and global factors, was squarely to blame for rising food prices. As federal Competition Minister Craig Emerson conceded that Australia's retail market needed greater competition, Mr Samuel argued that Coles and Woolworths controlled only 40-50 per cent of the fresh food market, a much smaller market share than their combined 78 per cent slice of the dry packaged foods market." (Source of extract: The Australian, web: http://www.theaustralian.com.au/news/nation/watchdog-defends-duopoly-on-food-prices/story-e6frg6nf-1225795926100)



LOSING SOUL AND SPIRIT IN AUSTRALIA'S ICONS


Australia's governments, major corporations and institutions have become innured to the pain and suffering they cause in their every day business and actions. The response below to Mr Dixon's payment by qantas occurred in November 2008:

November 2008 "Qantas shareholders blast Geoff Dixon's 'obscene' salary at AGM By Gabrielle DunlevyAAPNovember 28, 2008 04:33pm

GEOFF Dixon has retired as Qantas CEO but not before feeling the ire of shareholders outraged over his $12.2 million package. The Qantas (qan.ASX:Quote,News) annual general meeting, held in Brisbane on Friday, was Mr Dixon's last before handing over to Jetstar boss Alan Joyce. Mr Dixon said he left Qantas "very confident indeed of its soundness as a business", as well as the scale and quantity of its operations. While some shareholders thanked him for his eight years of service, others voiced their anger at his hefty pay packet. Lisa Marshall said Qantas defended its executive salaries as a means to retain the best managers, while it offered its other staff a payrise of only three per cent in the last wage talks. Related Coverage A320: Qantas backs crash plane Your Say I don't see what their is to envy about Geoff. Being him would probably be a pain in the neck. Much of the outrage ... (Read More) Trevor M of Victoria Also an Australian Services Union representative, Ms Marshall said the staff deal was a "slap in the face" - less than the CPI, and the deals reached for Brisbane City Council and Queensland Health administration staff. "It's disgusting that you can keep continually raising your salaries, giving yourselves slaps on the back and yet it has never filtered down to the people underneath you," she said. (Source: http://www.news.com.au/business/money/story/0,28323,24720454-462,00.html)

In October 2009 the issue of executive pay is still a significant issue with the Australian Productivity Commission recommendations on shareholder approval options.

Qantas risks losing its loyal customer base.

A customer spending $A300,000 tells a story to others of buying a business class ticket to Singapore, travelling on British Airways, a Qantas partner airline, and being denied access to the Qantas first class, and business lounge, lounges though he is a Platinum member and also holds a Gold life membership. The person denying access has misread the ticket. He waits in the airline general lounges with the economy travellers.

Another tells a story of being bumped from his business class flight with Cathay, another Qantas partner and being told by the local Qantas employee, what to do as if he is a backpacker. Another tells of being stranded on a runway in Minneapolis, with American (another Qantas partner) missing the linking flight from Los Angeles to Melbourne, and being told that he is being given a favour by reinstating his ticket at a lower level - business down to Premium Economy. Fined 45,000 points for something out of his control. Are these people employed by Qantas representative of the truly stupid? Tne telling becomes ten, becomes a thousand. The blogs and telling grow wider and wider. But beyond the telling is another more damaging response. The people, previously loyal may be so irate that they turn, not taking their business away, but instead they may influence Qantas' future in their roles as advocates or enemies in a complex balancing act. They will still fly Qantas but will make life hard for many inside the enterprise all the way to the top. They may deal in trivia or in more intense activity, in any event it will cost time effort resources and money.

With the going of Mr Dixon, and his team, is the corporate memory and the relationships. Though the Board under Margaret Jackson did not seem to be cognisant of relationships beyond their own. From her hospital bed, when informed the buy out of Qantas wa sdead, she called some of us stupid. So the culture of disregard for loyalty, where only a card is the meaure in their myopic occupation was exposed. The price is high from now on for Qantas.

Relationships are not part of the Qantas database, cultural ethos and awareness. Organisations are not good at capturing the intangible. They think title of a business card, or the awarding of membership of the Qantas Chairman's Lounge is proof. The Qantas card denotes the status and there is apparently no other measure, or system, by which they can determine impacts and outcomes. They fly blind. For a modern day enterprise they are terribly unsophisticated.

Despite being told, in 1995, that their archilles heel was the failure to record relationships and linkages, Qantas failed to develop such a system. The new era of Mr Joyce and his team is in the driver seat of Qantas. The staff on the grorund, dealing with complex avaiation issues every minute, have little guidance from supervisors who know what they are about. The treatment of people as numbers and the segregation of Qantas lounges into ordinary, business and chairman, indicates an airline that has no clue as to real status and impact. They seem to have no
"over the horizon awareness".

Qantas faces a subsidised global competition multi-front from international airlines owned by governments. They are subsisdise dand some do not have to paky for their fuel, namely the Arab airlines. Qantas has to argue protection to the Australian government without knowling who can support them or who they have offended. The in all of the this they have to prove they are worthy of being the Australian airline. In addition they have to face a world of "expatriots who now work overseas and may have had their loyalty to Qantas tested. Those people, as well as talented advocates here may well decide to test the new breed of management and employees skills, for a range of reasons and motivations. In any event the treatment of spomeone may well cost the airline much in having to deal with the fallout - multiple fallouts - time, resources, money, energy and diversion. Qantas claims to be the Spirit of Australia, yet, in seeking to make a profit, in the cut throat world of aviation, it has been found to be unethical and devious. It has fined by the Australian Competition and Consumer Commission for price fixing and collusion.

Extract: " Qantas fined $69m for international price fixing, By Stefanie Balogh in New York Herald Sun November 28, 2007 09:09am,
Guilty plea ... Qantas has been fined $69 million for price-fixing international air cargo rates,Qantas pleads guilty to price-fixing air cargo routes Will pay $69.4 million fine, apologises 'unreservedly' ...QANTAS has agreed to plead guilty and pay a $US61 million ($69.4 million) fine in a US court after being charged with price-fixing international air cargo rates for more than six years from January 2000. The US Department of Justice filed charges against Qantas Airways Limited in the US District Court in the District of Columbia in Washington DC today. In a statement released on the ASX today, Qantas apologised unreservedly for "wrong conduct"." (Source: http://www.news.com.au/business/story/0,23636,22835156-14334,00.html)

Qantas to pay $20m fine in ACCC's freight collusion case, Article from: Courier mail Brisbane Australia, October 28, 2008 03:45pm
QANTAS says it will pay a $20 million fine after Australia's competition watchdog accused it and fellow carrier British Airways of air freight price fixing. The Australian Competition and Consumer Commission is taking the separate actions against the pair in the Federal Court in Sydney. It is seeking penalties for alleged price fixing by the airlines between 2002 and early 2006. After the commission released its intention of action Qantas announced it would pay a $20 million fine "to settle its liability resulting from price fixing conduct in its freight division". The company said it "apologises unreservedly for the conduct of employees involved". (Source: Courier Mail Australia,http://www.news.com.au/couriermail/story/0,23739,24565828-952,00.html)
Qantas apologises!. What cheek as if that is a salve to the immoral and untehical management style. The Board and CEO are mortified by the employee conduct. Out of where does such conduct emanate? It grows and is nurtured within, by role models. It arises directly from the culture that is imbued by the management of an enterprise. These fines are paid by shareholders. Now in Australia (September 2009) there are also criminal offences and possible gaol time if found guilty. qantas has a new EO now, will the culture change or will Qantas still employees act without an ethical compass.

"The role of ethics in management is also dependent on the level of responsibility the company is willing to take. The pro-active mode would characterize a company that believes strongly in its mission as moral (or at least for the benefit of society). It would respond as a trend setter to some of the ethical dilemmas. The re-active mode, would be the companies though aware of social responsibility, respond to immediate situations rather than anticipating them. The passive mode leads the company to deviant behaviour by refusing responsibility. There are two main extremes found in the corporate world : profit on one side and human safety , which constitute an ethical spectrum." (Source extract: The Cultural Dimension of Business Ethics, Philosophical Dialogues, http://www.philodialogue.com/12.html)

Will Qantas employees realise, as they work everyday, that beyond their immemdiate horizon of awareness, are individuals, and forces, that are waiting, and working, to make thema accountable for evry action they may take regardless how small? Probably not, for they may be oblivious that some of them create enemies and some of them bring on unneccasry angst by their decisions taken in siloation of cororate or ethical memeories. There is no evidence that they have learnt the lessons across the enterprise or that all employees know that qantas was fined across thew orld for price fixing along with some thirty other airlines. Former CEO Mr Dixon noted that there were about thirty others, so that minimises Qantas' unethical behaviour does it? justifies it perhaps in order to stay competitive? This is the real world is it not and we cannot afford fine virtues, and honour, in a cut throat, anything goes, world of commerce can we?

This company, that has demonstrated such behaviour demands that the Australian government protect its international and domestic routes from competition on the basis they are a national icon.

" In exchange for maintaining services to Australian regional centres, the federal government grants Qantas protection against competitors on certain routes. Think of it as a sort of single desk for airline travel..... Qantas prevents travellers from buying the cheapest possible airline tickets. The cant about "national carriers" can be ignored. A change of the company's ownership presents an ideal opportunity for the federal government to tell Qantas that its monopoly rights won't last forever, and that in fact those rights will be extinguished as soon as possible. It shouldn't have taken a scandal of AWB-like proportions to force the government to shut down the single desk, and it shouldn't take a takeover of Qantas to bring about competition between airlines. Still, there's no time like the present, and there's no better way to kick-start another round of micro-economic reform." (end of extract - source: Bring on the competition, Deregulation Unit | John Roskam, Australian Financial Review 30th November, 2006)

Qantas does not appear to deserve that status any more. They will have to earn it back but they are probably not openly aware of that proposition. Their advertisments do create warm feeling of pride in Australia. What is the likelihood that the Rudd labor government has the intestinal fortitude to end Qantas' spurious competitive game? Not very high at this point (September 2009) in the Rudd Revolution. Qantas is aided, and abetted, in maintaining its share of air travel out and into Canberra, and thebstatus quo, by public servants who value their Qantas Club privileges, which by the way are paid for by taxpayers. They shun using Virgin, and other carriers, arguing in their justification that they need to work before they fly and the Qantas Club membership gives them the working environment. Thus they rquire the dearer full service ticket offered by qantas or sometimes the same price ticket as Virgin. They have the game sown up and for successive government Ministers to claim any different is spin and misrepresentation. Therev is a tender for provisio of travel that goes through the motions in order to create an air of open competition. All airlines are announced as winners, depending on the kick backs offered in their bids. Why are these not published? Unlike in the USA we have commercial confidentiality to hide rorts and suspicious things.

The Commonwealth government policy on air travel is as transparent as Sydney on a smoggy day, easily manipulated by crafty individuals. And of course there are the flight upgrades for the senior public servants and the politicians, the Qantas Chairman's Lounge, all designed to influence the status quo. How many public servants lose their Qantas privileges status when they just miss the magic number? How many public servants carry Virgin privileges cards? Why are these not published on the web as part of open governemt in Australia? Again the smoke screen of personal private confidential privilege. Humbug these things given to them are paid for by taxpayers. Where is the register of declaration avaialbe to all? It is not there for us to see. It exists but is hidden from prying eyes particular nasty, and annoying, journalists and people like me. (kevin R Beck)



THEN THERE AE THE SANCTIMONIOUS BANKS, RETAILERS AND THEIR BOARDS - MORE ICONS


The clubbiness of Australia is infested with the grubbiness of Australia amongst the power collective.

"Storm upped pensioner incomes
THE Bank of Queensland waved through loan applications from failed Storm Financial that inflated the annual income of pensioners into seven-figure sums. Perth Now - 10:29 a.m. Monday 31st August 2009 EST, (Source: WotNews,http://wotnews.com.au/news/Bank_of_Queensland__not__Westpac_Banking_Corporation/)

" CBA blames Storm over margin calls
Commonwealth Bank executives have told a parliamentary inquiry in Sydney that it was the responsibility of Storm Financials responsibility to inform its clients about margin calls. Yahoo!7 Finance News - 10:28 p.m. Friday 4th September 2009 EST (source: WotNews,http://wotnews.com.au/news/Commonwealth_Bank_Of_Australia__not__Westpac_Banking_Corporation/)

Storm Financial clouds threaten Commonwealth Bank of Australia Anthony Klan | June 18, 2009, Article from: The Australian

THE Commonwealth Bank's reputation as one of the nation's most trusted institutions has taken another blow after it admitted "shortcomings" in its dealings with thousands of customers affected by the $3 billion collapse of Storm Financial. Just days after being pilloried for breaking with its rivals to lift variable mortgage rates, the bank yesterday suspended until August 31 the loan repayments of 2500 customers who were also clients of the Townsville-based financial planning firm. CBA chief executive Ralph Norris, who initially played down the bank's role in the collapse of Storm in January, said yesterday it had identified "shortcomings" concerning loans it made to Storm clients. The issue is understood to involve some customers being granted loans they were unable to repay." (Source: The Australian, http://www.theaustralian.news.com.au/story/0,,25652968-601,00.html?from=public_rss "We are not proud of our involvement in some of these issues and we are working toward a fair and equitable outcome for our affected customers," Mr Norris said yesterday. "Our customers can be assured that where we have done wrong, we will put it right."



Extract "Lawyers for Woolworths are negotiating with the Australian Competition and Consumer Commission on terms for an audit of the retailer’s liquor practices.

The ACCC is keen to ensure that Woolworths has introduced new processes and trade practices compliance procedures following a conviction for anti-competitive behaviour related to the issue of liquor licenses in NSW.

Woolworths was fined $7 million on the liquor charges which follow an earlier conviction for anti-competitive behaviour involving the sale of bread and attempts to force independent retailers to stop discounting.

Both Woolworths and Coles were charged by the ACCC over a practice of forcing independent retailers and hotels applying for liquor licences in NSW to agree to certain licence conditions or restrictions in exchange for the withdrawal of objections by the two major retailers.

Coles and Woolworths both argued that their actions were consistent with the practice of all parties involved in liquor licensing in NSW and were not illegal under state laws.

Both companies had stopped the practice of negotiating licence conditions before ACCC legal proceedings commenced.

Coles opted to negotiate with the ACCC on penalties for the licensing deals and was fined $4.75 million.

Woolworths defended the charges in the courts and lost with a penalty of $7 million handed down last December. The company has until February 16 to appeal the decision and the penalties." (Source: FoodWeek, http://www.foodweek.com.au/main-features-page.aspx?articleType=ArticleView&articleId=96)

Extract: "Woolworths meat scandal revealed, Rebecca Urban, February 8, 2007

Woolworths had its own misconduct investigation, Coles executive may face charges
WOOLWORTHS, Australia's largest retailer, quietly sacked two senior managers over their roles in the disappearance of millions of dollars worth of meat from its Safeway stores in Victoria.

A former manager at a Woolworths-owned meat processing plant, Kenneth Gibbins, was dismissed when his secret financial interest in a company implicated in the scam was exposed." (source: The Age, Melbourne, http://www.theage.com.au/news/business/woolworths-meat-scandal-revealed/2007/02/07/1170524164508.html)


Read this:
" Woolworths Limited is committed to business integrity and professionalism and to ensuring that our company policies and practices meet the highest levels of disclosure and compliance.

Under the careful direction of our highly experienced and dedicated Board, Woolworths Limited has significantly strengthened its investment in corporate governance, particularly in the critical areas of compliance and financial reporting.

Woolworths Limited follows the Australian Stock Exchange (ASX) Principles of Good Corporate Governance and our directors are committed to the ethical pursuit of our shareholders’ best interests.

Code of Conduct

In order to maintain our commitment to the highest legal, moral and ethical standards in our dealings with customers, suppliers, employees and local communities, every Woolworths Limited employee commits to our Code of Conduct. This code outlines how our employees can meet the highest standards through their everyday behaviours and choices." (source: Time: 2:28 pm, Date: Sunday, September 6, 2009, You are here: Our Company: Governance - http://www.woolworthslimited.com.au/phoenix.zhtml?c=144044&p=irol-govhighlights)


Now finding Coles code of conduct is far more diffcult, if it exists. They do not seem to publish it on their web site. Instead they provide a link to their owner Wesfarmers, that web site says, inter alia, that Wesfarmers meets its objectives by: "acting with integrity and honesty in dealings both inside and outside the company." (Source: Wesfarmers About Us - http://www.wesfarmers.com.au/about-us.html)

Well that is Wesfarmers but what about its owned subsidiary Coles? Who would know?

And as I leave this sad and disappointing record of unethical behaviour by icons, I observe that Woolworths has joined the Qantas Frequent Flyer programme, adding to the club of close and cosy relationships in Australia. Good value for us all, but of course.


WHAT ABOUT AUSTRALIAN LOCAL GOVERNMENT EXECUTIVE PAY PACKETS?


March 2009: Why concentrate on pilloring executives for their pay scales when local government executives may be receiving exorbitant salary packages? There are some well above the Australian median salary range for local government. " THE chief executive of Brisbane City Council now earns more than the Prime Minister after she was awarded a staggering $70,000 pay increase. Jude Munro recently received the inflation-busting 20 per cent increase - despite the economic slump. She now earns $410,000. Last month Ipswich City Council executive Carl Wulff also enjoyed a $73,000 pay rise - a 26 per cent boost - taking his wage packet to $350,000. Just weeks ago, Prime Minister Kevin Rudd called on workers to show wage restraint as Australia rockets towards a recession... Mr Wulff and Ms Munro are among a growing number of Queensland council executives now earning record six-figure salaries, including Moreton Bay CEO John Rauber, on $380,000. Meanwhile, Toowoomba Regional Council is advertising for a new CEO through recruitment firm Hudson. An officer at the firm said the base salary was $300,000." (Source: Hannah Davies, February 11, 2009, Courier mail, News Ltd, Queensland, http://www.news.com.au/couriermail/story/0,23739,25036685-952,00.html)

Melbourne City Council CEO David Pitchford is listed as one of the big rollers pocketing over $350,000 plus benefits paid for by the City ratepayers and money collected by corrupt traffic officers. More then John Howard and Steve Bracks. Is he worth it? David Pitchford was paid a bonus on top of his salary last year even though the Ombudsman found the City Council under Pitchfords stewardship, with the assistance of ex-City Council legal adviser Allison Lyons, tried to thwart the Ombudsman investigation last year in an attempted cover-up of the crime of ripping off motorists. Maybe this is why he received a bonus. The Herald Sun reports: Councils spend big, Peter Rolfe Sunday Herald-Sun March 25, 2007

BIG-SPENDING local councils are paying senior staff more than the Prime Minister receives.

Flush with funds as property owners pay record rates and charges, at least three Melbourne councils are rewarding chief executives with pay packages that eclipse John Howard's. At least 12 are paying chief executives more than Victoria's Premier, Steve Bracks.

Melbourne City Council chief executive David Pitchford leads the list of high earners, pocketing a package worth more than $354,000 a year. Apart from a cash salary of $241,553, Mr Pitchford is also entitled to a 25 per cent performance bonus plus superannuation, a car and expenses.

Mr Howard's total annual package for running the country is just over $309,000. Mr Bracks is on $235,000 a year.

Monash Council chief David Conran has an annual package of $315,750, including a salary of $250,000. Boroondara boss Peter Johnstone earns more than $337,500 to administer the suburbs of Hawthorn, Camberwell, Canterbury and Kew with a 25 per cent bonus on top of his $232,371 base salary plus a car and superannuation. And Whitehorse chief Noeline Duff earns more than $292,700." (Source:http://melbournecitycouncil.blogspot.com/2007/03/ceo-high-roller-david-pitchford.html, Sunday, March 25, 2007, CEO High Roller)




ALDI'S growth in Australia is stymied by deliberate policy, corruption and collusion

In 2008 the Australain Competition, and Consumer Commission (ACCC), held and enquiry into the Australian grocery industry. It was, as reported in this web site below, a farce. This perception, I have, is given credence by the fact that the ACCC since then, has not taken any action, nor has the Australian or state governments to deal with the material of anti competitive behaviour presented in that enquiry.

In short it is my contention that Aldi is thwarted by local governments, largely controlled by the Australian Labor Party, as evidenced in
NSW and Wollongong. Despite the Rudd labor government's assertion that it wants to protect jobs, this is not to my mind the case. I predict that Prime Minister Rudd will have to move soon, through the ACCC, and state governments, on this issue or look as if he is party to the charade and the collusion.

Aldi suffers exclusion under stalling tactics, being relegated to sites away from main shopping preconcts, collusive, and restrictive, tenacy agreements (anti competition) enforced by shopping centre owners and the major retailers. There are anchor tenenats that make a shopping centre attractive to consumers and these anchor tenants call the shots. They do not want competition unless it is forced on them. Companies like Aldi suffer from state government corruption, again predominantly in the arena of the Australian Labor Party clearly evidenced in NSW. The Rudd federal Labor governnment has demonstrated no evidence that it is distant from its corruot party administration operating at the state and local government levels. To my mind this work against developing a respect for the Prime MInister. He has no record of statemanship that condemns this corruption an corrosion of our democracy.

The political system neatly quarantines the political leaders from the excess, crimonal activity and behaviour of the party machine and its administration. It is about creating an illusion that the Prime Minister, Premiers and Chief Min isters, are not knowledgeable, or aware, of the corruption. Thus John Brumby, Premier of Victoria, denies that he knew that
labor party put out an untrue brochure, and advertising, during a byelection in Victoria in 2008 regarding the independeent candidate Les Twentyman. John Brumby has not demonstrated that he has a compass . for condemning such things and the people who did, and continue, to do it. Winning seas and holding power is the primary objective and hang the morality and the the unethical practices. The people who do this are parasites on Australia's democracy. The Australian Electoral Commission, a toothless tiger, found the evidence that the labor party did it but declined to prosecute for lack of ability to get a conviction.

Some may believe that Australian regulatory agencies are compromised by the corruption, and corrosion, of Australia's political, and corporate, system. A system in which the two major political parties accept donations, illegal payments and selling access to Ministers of governments. Perhaps Aldi has not paid the Australian Labor Party in each state, and at the federal level, for access to Ministers?

"Queensland Labor defends corporate sponsorships, "The World Today" - Monday, 24 February , 2003 Reporter: JOHN HIGHFIELD:

The Queensland Labor Party has been forced to defend a scheme in which it is selling exclusive access to state ministers for $5,500. The so-called 'Foundation Sponsorships' issued by the party's fundraising arm, Queensland First, ensure exclusive attendance at inner circle functions with the Premier, Treasurer and other key ministers."

Former Premier of NSW Morris Iemma wanted to stop donations to political parties but the current Premier, nathan (red Hot Go) Rees has no compunction or spine to enact that change. Aldi could expand dramatically and employ many people, thus Prime Minister Rudd's assertion that his aim is to create jobs is hollow and trite in the face of evidence to the contrary. If Aldi were to expand it would break the duopoly of the major retailers who control some 80% the market. The ACCC and government apparentkly have no problem with the existing situation indicating other forces are at work. If Aldi became a true competiive force it would intefere with the cash collection and donations that the Australian Labor Party enjoys at every level of their operation, across the nation.




Australia's Reserve Bank let ATM owners charge fees

So it comes to pass, the inept Reseerve bank Board, that cannot predict the train crash in front of their faces, decides to allow the owners of ATM's to charge a fee. The theory is that this will be better than the interchange fees previously charged by banks. Competition will deliver lower costs. Just like competition and macroeconomic policy delivered us the wonders of comeptition and bankruotcy globally. The Australian Reserve Bank like, the Australian government Treasury, cannot get anything right and yet the politicians listen.

Appearances before the Australian parliament, by the Treasury and Reserve Bank, et al, are exercise in preening and prima donna performances. What are you implying Senator? I thought it is obvious what the Senator is implying. (When a mandarin bristles 24/10/2008 24/10/2008, 1:00:00 AM, Canberra Times, Australia).

On eday in early March 2009 the fees all popped out on the Australian ATM screens remarkably consistent. The banks all charge $A2.00. Surprise! Surprise! The price of petrol has a consistency also. The Australian Competition, and Consumer Commission, along with the Reserve bank, and the Australian government, all have their spin doctors to explain this away. There is no collusion here just market forces. Bull shit it is a system as corrupt as the
NSW and Victorian labor parties. The banks are in good company with a lack of moral compass.

The primary objective, of all banks, to enslave the nation, the corporations and the individuals, to debt, is being assisted, as always, by the people paid from the public purse. Is it a conspiracy or just the ignorance and stupidity of human sheep, lacking deep analytical, and lateral, thinking? In any event the usual suspects are unnacountable, and benefit regardless, as part of the power collective. The citizens of Australia through indolence and disinterest allow this to go on.



CONSUMED BY POLITICAL CORRUPTION AND CORPORTATE GREED, CORRODED BY UNETHICAL PEOPLE




DON'T BLEAT ABOUT WHAT YOU HAVE ALLOWED TO HAPPEN OR BEEN PART OF

Would you ignore the insults, and jibes, of Wayne Swan and the Australian government if someone was going to give you a million dollars or more? So why would you assume that the Board members, and CEO, of companies like Bonds would ne swayed to forgeo the benefits? Would you forget the nature, and tenets, of your role, assuming that you or they even knew what they moght be? Money is a big persuader and living comfortably for your life is a far better option than being ethical or giving a damn. Wayne Swan has no influence and power over self interest and greed. The human instinct in the modern era over rides al other things.

The larger part of the Australian population is powerless against the controllers of politics and wealth in the nation. We stand and wit for the crums or we make moves, and plays, to gain a slice of the action. The labor and lberal parties are
corrupting elements within our democracy. They are incompetent along with their bureaucracies as we see in NSW and in Queensland.

The Board of Telstra and the CEO did not, and do not care, for the Australian consumer, nor does the Board of Bonds and its CEO. I do not know these peo Unfortunately government Ministers, and others, have to deal with them. Does their skin crawl? Who knows? ustralian corporate human resource management approaches, communication to the workforce and actions like that of these and other companies, demonstrate what they are. They only react to money. Thus the Australian government has only one attractive thing that influences. To give them money. What the Australian population can do is not buy their products and services. This will starve them of money.

Let us not assume that it is only politicians and corporate types who are bent. The union leaders it is felt by many, feather their own self interest and nests at the expense of their members. The decline in union membership is caused by a range of complex factors. I think the greatest reason for the declone is the lack of knowledge and thinking capacity of the average wroker who thinks they are skilled enough to look after themselves, and the myopic professional who has a blinkered view of unions and their roles and place. The unions go us the awards, the holiday pay and the sick leave etc. but we are not loyal consumers and we are not grateful people. We are as self interested as those whom we bleat about. So do not vote for either labor liberal. Do not bleat if you are victimised by your employer, ignored by your government or sacked by your employer. You have allowed the system to become what it is and have actively participated or ignored it at your peril.


Canadian academic, and philosopher, John Ralston Saul has written much about human nature, politics, corporatism, globalism and greed. I wonder what the author of this letter, in 2004, would say today, in 2009. Do they feel a fool?

"John Ralston Saul's claim that globalization has collapsed is hardly substantiated ["The Collapse of Globalism," Essay, March]. Whether measured by direct foreign investment, trade, the movement of money and financial assets, the migration of people and laborers, the spread of American consumer culture, Internet access, the outsourcing of white-collar and service-sector jobs in the United States to Bangalore and elsewhere, the proliferation of weapons of mass destruction, nuclear fuel cycles, pollutants, greenhouse gases, and virulent diseases, globalization continues apace. American IT companies signed $119 billion worth of outsourcing contracts for white-collar..." (source: The global pillage.(Letters)(Letter to the Editor), http://www.highbeam.com/doc/1G1-117424440.html).

Malcolm Turnbull (laeder of the federal opposition in the Australian Parliament), is a former investment banker, Peter Costello, a lawyer and former federal government Treasurer, who rode the false wave of apparent wealth. He did notactually manage the economy when this type of crisis was upon us, for there is none like it. They are bot hardly credible in the debate. Kevin Rudd's experience lies in diplomacy and bureaucracy. He has no experience of the larger world and its complex elements. He is a deep thinker and analyst. he too is hardly credible. So where do we go? It is one thing to be able to
predict with uneering accuracy what will happen and when. It is quite another to jnow what to do. There is a simple proposition here. Everyting is over valued and falsely categorised. Labour, material, resources, property, housing, the value (worth) of a trinket such as a mobile phobe or a blackberry and other feckless pursuits. These will fall to their real level. To know wjat that is, look at prices and goods for 1996 or there abouts. Then you will have a measure of where you are going and what to do about it. There is no growth that the governments dream of. The economy was never at the heights that were stated for the books were cooked, by governments, corporations and the people selling us the stories. We are in indeed in the age of consumption, but it is the people, the morality, the ethics and society itself, that is being consumed.



AUSTRALIAN LABEL LAWS NEED CHANGING
Australian Competition and Consumer Commission Needs Ability to Demand Companies Tell The Truth


The bureaucracy will tell you that Australia has some of the most stringent and demanding content laws. This may be so. However have you ever looked at a product description on the front that implies something mothwatering or fashionable? Organic? Low Fat? Raspberry Cordial? How about sweet chiili and fafir lime marinated salmon? Then when you look on the reverse you find the key ingrdient description is actually only 0.5% or 1% of the contents. This is typical and is unethical. The law allows the company to mislead in this way. The Food and Grocery Council is a powerful lobby and politicians across Australia dance to its tune. If they do not then why do they not tell us a different story. I am open to being convinced.





A MERRY CHRISTMAS AND A HAP (LESS) NEW YEAR
RETAIL CHAINS TO GO TO WALL


As Christmas comes, and goes, in 2008 a number of retailers will disappear in February 2009, if not sooner, as the recession hits Australia. Unemployment will rise. The nation's workforce is 20% casual and 20% self employed they will suffer first and the cascade wil begin. These are largely the electronic discounters and the cheap imported Chinese made clothing products, and other trinkets, that infest the malls of the nation. Why Australian consumers demand and buy low grade products isa behavioural science exercise in its own right. The greater volume of their purchases are junk and rubbish. Australia has too many shopping centres, and common junk chain retailers, for the size of population.





WHY CAN'T QANTAS LEAVE ON TIME AND ARRIVE ON TIME?
I am captive to Qantas. I am a QF member and a One World member. I have only ever flown Qantas and its international partners. Obviously to reach the pinnacle of the requent flyer status. By comparison my girl friend flies Qantas and Virgin. I note that her flights with Virgin have always left on time and arrived on time.

Here I am waiting for her at the airport. She rings to tell me that the Qantas flight, I booked for her, is leaving late. canberra is a small regional airport which bills itself as an international one. It is a two bit tin shd with mediocre facilities and a crammed uninspiring architecture. They are building new infrastructure and a runway in the bleak hope that they can attract tourists. They should read the web and see the traffic that is exchanged about Canberra as a destination.

During the past year I have waited for several hours for a flight to leave and watched cancellation after cancellation. The service from qantas is deteriorating and the food and nerainment on the Australian internal domestic flights is simply not worth talking about. Of cours the food in business is better. But even then it is extravagantly over priced in the ticket cost. I have never found celebrity chef Neil Perry, the Qantas Executive Chef, all that inspiring. I think there are many better chefs in Melbourne and elsewhere in Australia.

Qantas has been suffering from bad press and questions about maintenance. Its reputation is tarnished. The long time CEO, Geoff Dixon, has moved on and we have a budget CEO, from Jet Star, in his place. He is originally from the budget capital of the world Ireland. maybe that is why he was appointed to thsi role? To match the down grade in service, quality and reputation? If I have an early morning meeting in Sydney say anything up to eleven am, I will fly out of Melbourne, the night before just to be sure that I am at that meeting. Melbourne is one hour to a little more by jet plane. What does that say about Qantas and its reliability? Still I am captive to it in the forlorne hope that one day iots management may realise the gem that they are in charge of and do the staff justice. For it is Qantas general staff and not its management that I respect. This attitude may one day prove costly as they withdraw my privileges for bagging them.




MEET THE FUTURE - IT US

Australian companies in the retail game have blinkers on. Whether it be the commercial radio, and television stations, happy to fight over a 12% share of the market and think that is great or the shops that cater to kids and anexoric women (Size 6, 8, 10 and 12) or the telecommunication companies that believe we are all besotted with technology gadgets, they all operate in oblivion to reality.

The actual truth is that the Australian populatioon has an aged group, with far more disposable money, than the teenager or young hot shot professional. The older group also enjot stability and security whereas the younger generation live from week to week not realising that there is a financial hurricane
about to engulf them. The next irony, and surprise for the commercial gurus, is the proposition that an older population has cottoned on to psychological programming. They know that retailers like Woolworths, and Coles, Myer and david Jones, advertising creative types and others, are using carefully crafted techniques. In the Consuming Australia web site I have an article called "the Future is Us". It is about the psychological manipulation of the consumer. What I think these people do not realise is that technology, the web and human networks, are colaescing to counter these artful dodgers. Just as governments, their strategists and advisers, think that it is all about spn and manipulatioon without substance, so too do the commercial practitioners. Note the instability of politics and voter behaviour. What causes this of late? Is it that they are simply jaundiced and disengaged? Or could it be that they are reading, thinking, assessing and communicating, a different set of objectives, needs and wants?

There are thensof thousands of cheap oulets selling Chinese made rubbish, the castaway cloting era. They are a dime a dozen, here today and gone tommorrow. Why? The population they are marketing to has so much choice, and is limited in volume, that they bankrupt these poorly prepared enterpreneurs, aptive to their own inadequate reading of the market and the future. These shops die on the vine, like communities that do not cater for the
Australian tourist, the food and wine lovers of the nation. Dying with the clutter retailers are the professional sales men and women. Instead of people with experience, and a love of selling, whether it be in Myer (a few left), David Jones (a few left), Woolworths (spare me there are none there) Coles (similarlly so) and the myriad of common chains, the major brand hotels and many restaurants etc, we are served by young, inexperienced, sometimes dim witted, uncaring casual employees. They are under trained and under motivated. Australia has no sales/service culture and no does not value same as a profession. As a result Australia loses out in tourism, hospitality, retail and every sector. We are a mining nation that dabbles in other things, kidding ourselves that we are well governed, on top of it and are using all of our available talent. The small to medoum business sector in Australia needs to value its employees, innovate and look at what it is selling and whether or not it is quality.


Australian Media at the Cross Roads

The quality of Australia's commercial broadcsaters is quite low grade. This largely arises due to the narrow minded copying of US media style, content and programming. There is a lack of innovation and creativity. A cheap mentality, demonstrable by the rise of reality television. This is the domination of management decision making by a myopic few who think themeselves to be personalities in demand and experts in their field.

To the informed observer it is obvious that the population of Australia is aging. Yet you could not tell this from the advertising focus or the programming. Maybe the decision makers and managers are young? The largest demographic, with the highest disposable discretionary income, is outside the demographic target range of most of the commercial broadcsaters. They target teens and people aged in their twenties to their mid thirties. The ABCs JJJ has a wider demograohic.

Talk back radio leads, the ABC and SBS broadcast quality and wider content, community broadcasting and cable/satellite television and radio are fast assuming control of the ratings. The true situation as to listener preference is masked by a rigged system sold by rating agencies that use a statistical approach. It is not real time linked to digital feed. The capacity to do this will not be implementede for it is not in the interest of the commercial bradcsaters to have the facts known. Advertisers will flee. However they advertisers will force the commercial owners to justify their charges and claims. Time is running out. Channel Nine, once the doyen of the commercial sector, has been degraded, and humiliated, by the prodigy of its owner Kerry Packer. At the hands of James packer, the station is now in the control of equity capital investors based in Asia who appear to have little understanding of quality, culture and human behaviour. PBL moves into gambling and leaves the broadcast, and print assets created, and maintained, by Kerry Packer behind.

The commercial channels of Seven and Ten fair little better in prestige, and quality, as they play to perhaps unkindly a feeble minded, undereducated population. It is not the internet that is killing Australia media. It may be due to the proposition that programming, and influence, is in the hands of people with limited experience and cerebral capacity to understand that youth is not the new spending generation. The commercial radio media haggle over a few percentage points.

So why are advertisers putting their dollars into commercial media? Because the Australian Broadcasting Corporation (ABC) does not take paid advertising. The reason is that if it did the commercial stations would be bankrupt within a short period as advertisers floceke to where the real buying power can be found. In the meanwhile celebrity jocks, journalists and hosts delude themselves that they are high rating stars.

In 2008 and through 2009 - 2010 there will be an awakening. Some broadcasters will go broke and others will simply disappear, along with their short term stars.




The Mediocrity of the Australian Competition and Consumer Commission

Below, in this web site, I state that I believe the domination of Australian retailers Coles, and Woolworths, is not in the national interest. The Australian Competition and Consumer Commission (ACCC) enquiry into this sector (grocery) was therefore of keen interest to me. They have demonstrated their stupidity already by allowing Wooolworth's and Coles to enetr into the petrol supply market. In the blink of an eye the two retail chains dominate thta sector also. The ACC supports the Australian government;s Fuel watch web site and policy. So stupidity seems ingrained in the Commission what can I say.

The
report into the Australian grocery industry is now complete. Being a cynic I did not have high expectations for the 2008 enquiry or the ACCC's capacity to inspire. I was not disappointed the trend continues. The report, the conclusions and recommendations are limp wristed, a large serving of rhetoric and in some ways demonstrative of the inability of the ACCC to attach comprehensive investigative processes concurrent with the talk fest to explore the submissions and testimony. By attaching investigative processes I mean seeking to find out if there is any truth to allegatoons by detective work. For example, the Australian Farmer's Federation made claims about the arm twisting tactics of the major retail chains, namely Coles and Woolworths. The ACCC Chairman was apparently frustrated because there was no hard evidence given to support this. Mr Samsules noted that the major chains were hard negotiators. Is he naive enough to expect that a farmer, or two, would go out on a limb against thugs in the corporate world? Real police investigators struggle with this every day. The Chairman of the ACCC Mr Samuels and the ACCC panel have not demonstrated value for money in this enquiry and in many areas for the ACCC itself. They do bring in revenue though well beyond their cost to the taxpayer. The ACCC prosecutes the big cases of competition manipulation but the grocery world is grass roots and by comparison a lot of little manipulations.

There will be a new web site of course called
GroceryWatch. This is a useless utility for it takes little, or no account of demographics, and the science, of human behaviour. The ACCC report is serious;ly lacking credibility. Where are the refernces to the seminal work of Randolph E Bucklin and David R Bell

The extensive study of buying behaviour that categorically proves that price is not in the top ten determinants of why we purchase. It is about brand and perception. This shallow and glossy approach to problems within society is consistent with the Prime Minister's penchant for bureaucratic action (we have Fuelwatch coming) that can be expressed in a pretty picture. Give citizens a copious amount of information relevant or not. A debate and consculsions true or not can then be wrapped around this. The art of political speak can be employed and the spin merchants deployed. Deal with any senior bureaucrat and one gets this type of response. Inundate us with references, statistics and propositions requiring our assessment and decision. Meanwhile the Commission, and by its ommission, the government can avoid hard decisions, accountability and responsibility. The ACCC noticed that leasing practices in major shopping centres and the planning and objections practices in local government are perhaps in some ways rigged, manipulated and exploited. Smart people have known this for years. The ACCC is quite obsessed, in then report, with horticulture and proposed new codes to add to the existing ones that work quite well without really stating why these were needed. The Minister said the government would work closely with the industry on the 13 recommendations. This is so exciting.

Aldi received high praise and the proposition that this chain exerts downward pressure on prices. Really? As at August 2008 Aldi has 170 stores in a limited number of states, carry about 500 - 700 lines of griceries. Coles and Wollworths and their subsidiaries have 80% of the market, 25,000 product lines and a machinery designed to protect their commercial interests. They operate what is known as local monopolies. This is where there is one major choice retailer in a geographic location. Where I live there are two Safeway (Woolworths) stores relatively close within close proximity suburbs and no Coles supermarket, or subsidiary, within a convenient timeframe. The ACCC also discovered the Metcash monopoly. The supplier to the independent retailers. It smargins according to the ACCC were high affecting the ability of the independents to price compete.

The ACCC also knows how to curry favour with its political masters aping their lingo using endlessly overworked exclusionary terminology: "working families" (throw up if you have had enough of that one), there waas also "future proofing" the new mantra fom the Prime Minister. The federal Minister, Assistant Treasurer, Chris Bowen, woked very hard to make some political mileage out of a rather innocuous and valueless effort.

The Australian Food and Grocery Council, the industry representative body is politically powerful. It is one of the best examples of practicing "lobbying and influencing" bodies in the nation. It not only can affect the government of a state and territory it can also actually exert pressure on politicians within their electorates. Within its membership are 5,000 indepnedent retailersa nd the very large chains and corporations. The 5,000 independents are not all that well organised and are a disparate lot, many of them migrants who have established valuable businesses in thir communities. However they struggle with language and awareness issues, with ethnic barriers and knowledge, lack of capital and so on. They cannot employ the breadth of skills used by the large corporates. Similarly the oil industry is so pwoerful that the ACCC and government stand mute and whimpering before its sohisticated borderline manipulation. So all in all maintenance of the domination of 80% of the retail food market is in someone's interest. Just not the ordinary citizen's.


COLES AND WOOLWORTHS DOMINATION OF AUSTRALIAN RETAIL SECTOR IS NOT IN NATIONAL INTEREST
ONLY THEIR OWN


The Coles, and Woolworths, retail chains cover food, commodities, clothing, tyres, motor vehicle accessories and products, homegoods and general retail, electrical, alcohol and petrol to name a few. Together they command, about an 80% market share

"The National Association of Retail Grocers of Australia (NARGA) released a report by PricewaterhouseCoopers yesterday that finds grocery market concentration in Australia is the highest in the world, with Woolworths and Coles having a combined total of almost 80%." (Source: Smart Company, http://www.smartcompany.com.au/, Monday July 7, 2008)

operating their enetrprises in a
dominant fashion.

That domination need not be only price.

They manipulate on a scale that is complex, overt, covert and insidious. Their power is so vast that they dictate tenancy agreements in major shopping centres, which require a big corporate tenant to draw the shoppers. They can literally set rents, and conditions, by default. They can bring direct, and indirect, pressure and influence on suppliers and use proceural demands such as health department related regulations with onerous conditions added. They create their house brands and threaten competing brand industries livelihoods. They use a mix of permanent, and casual, employment to their own benefits. They threaten the ongoing existence of independent retailers. Both enterprises have been fined for misconduct, of varying nature, under the Australian Trade Practices Act. Woolworths probably leads in the number and value of fines, totalling millions of dollars. This is my perception and it may not be fact. The fact is they appear oblivious to significant million dollar fines and this lays claim to question the Board, Enterprise, and Store, Management's ethics and moral compass.

The Australian Competition, and Consumer Commission, began an enquiry into the sector (January 2008) receiving
submissions that reflect both public and corporate opinion. There have been previous enquiries particularly the Dwason enquiry and some obervers think that Woolworths presents misleading information to influence.

"The Dawson Committee was so influenced by such misleading statements that in their final report they stated; “It was said that consumers are benefiting from the competitive environment……” Dawson Committee Report (Trade Practices Act Review) 2003" and "No doubt these same players, guilty of these past deceptions, will be up to their old tricks attempting to again hoodwink this inquiry by claiming that their “efficiencies” and “buying power” are reducing prices, when actually the reverse is occurring. It should be expected that their submissions will be riddled with the old furphies of “vigorous competition” and claims Australia has the “world’s most competitive retail market”. (Source of extracts: Public Submission to ACCC Grocery Inquiry, By Southern Sydney Retailers Association, 11th Feb 2008)

This perception, and claims, might not be far fetched given Woolworth's propesnity to attract fines for unethical behaviour under the Trade Practices Act cited herein.

On the positive side of the ledger they (Coles and Woolworths) employ, and train, thousands of people across Australia including leading the way in the employment of people with disabilities. They do purchase a lot of product though they seem to have a surfeit of loow wuality imported content in their home brand and other stocked items. For the employment they should be applauded. However I believe that they do not, on balance, operate ethically nor in the national interest. They should be limited in catergory share, and market control, to no more than 20% - 30% for each of the companies, in all of the sectors of retail in which they currently reside.


TELSTRA SHOULD BE BROKEN UP IN THE PUBLIC INTEREST


The greatest threat to Telstra's monolpolitsic and arrogant positioning in the Australian market place is an argument to break up Telstra under the public interest test and provisions of the powerful parliaments of Australia. I say parliaments because there is enough legislative fire power in the states, and the Commonwealth, and the constitutional powers of the Commonwealth and the States to force Telstra to divest its monolopoly network. This would be in the interests of competition. Requiring Telstra to divest its physical transmission networks to a third unrelated party, perhaps even a publicly onwed entity would have significant economic and social benefits. This haas been proven in the case of privatisation and segmentation in Victoria. There is also a study into the social and economic benefits and disadvanatges of privatising infrastructure that is applicable. The Senate should open an enquiry within its Standing Committees or better still they can do it through the House of Representatives, with a view to getting a comprehensive, and definitive, paper on the public interest value.

If Telstra was broken up it might then actually concentrate on a quality customer, and retail service, rather than wasting resources defending an indefensible status quo and a debilitating, and somewhat arrogant, political agenda. Beyond the horizon are the threats to Telstra and they are not necessarily sitting in
Australia's parliaments.


DECAYING MORALS AND ETHICS
WHY DO WE ACCEPT ROT AND DRIVEL?


Australia is in decline morally and ethically. Nowhere more evident than in New South Wales. At the heart of the malaise is greed, limited education and poor judgement. Along with an acceptance that one can do whatever it takes to get what they want. Again epitomised by the cabal that runs the Australian Labor Party in New South Wales. The cabal that takes as its own democracy and government at every level delivering suffering, misery and incompetence in return. Yet we mught say that the Australian population gets what it deserves. Myopic and inward looking the majority look only to their little world of self. The under educated, and unaware, tolerate the corruption and degradation of our most precious asset - our government. They bleat when they lose their livelihood or when their small world is affected. But they do little else. The Australian community is divided and suspicious.

The governments of the nation, and the people therein, are exceptionally poor role models. The expertise in our political class, public sector and enterprise has declined dramatically to the point of disappearing. Economy, money, money, money - we live for pleasure and gratification, instant and now. More, more, more. It consumes us literally with feckless pursuits and material possessions. All else is secondary and thus the decline in government goes unfettered. Labels abound created by spin merchants who turn our politicians into sycophantic echoes - working families, first home buyers, low income families. We never hear of working singles, non working families and peolple. This is quite simply dribble "going forward" - in a dying planet gripped by climate change, every day a crisis of interest rates and inflation. We live in a constant cacophany of pending doom and significant trouble that only the super political class can deal with. What rot we accept. The politicians spin us political conusmption drivel.

Too many people in government, and enterprise, are so driven in self interest that they will engage in misrepresentation, and massive theft, as evidenced by the Visy, and Amcor, price fixing agreements by their management, and perhaps board members, and the behaviour of Beville's and Proud's Jewellery retail management (refer to the
Australian Competition and Consumer web site for these cases and the litany of other offenders.

Many decision makers, on the fron line and in the back rooms, in Australia's business sector have never heard of the Trade Practices Act let alone read it. They are oblivious or they choose to ignore it. Many staff in the shops have never heard of the act. Australia's governments, also
corrupted and corroded, have failed to protect consumers. The governments leave us exposeds. They even participate in legalised theft. There are no gaol penalties for theft through lies and misrepresentation. If our politicians can rip off democracy and government then why is it such a crime for business to steal from us too?

Beyond the lack of service lies the comedy. The proposition that Australia's banks are focused on customer service and enhancing our experience. There is a fantasy in theior world. It is the public relations theory, the spin and throwing money at glitzy advertisements. Then the managers, the political gamesters and the rich and powerful go home warm in the glow of their own smarts. The parasites of spin marvel at their own dexterity and ability to lie and manipulate. The consumer, well many believe what they hear and see on television. Don't they?



LEGALISED THEFT BY AUSTRALIA'S STATE AND TERRITORY GOVERNMENTS IN THE GAMBLING INDUSTRY


Australia's state, and territory, governments reap billions of dollars annually from gambling. The system is rigged to ensure that it is the punter who assumes all of the risk. In addition to the casinos and lotteries Australia s governments licence to operate there are the totallisator agencies (TAB's). They are a mix of publicly owned TABs and licenced Pub Tabs operating in hotels. Under the system the agencies do not give starting price odds. They make sure that they cannot lose by the act of gambling themselves. They manipulate the price payout from the pool of betting money so that if a punter is lucky enough to back a huge combination the full benefit wil not be paid. They take bets based on the total of the pools of money wagered. The pool is divided amongst the gamblers. They are thus betting against other people. For me to win I have to take money from some other gambler not from the operators or the government owners.

They adjust the pools for tax take, operating management fees and other regulated exonses. The balance is then given back to the punters according to a complex set of formulae designed to benefit the TAB, government and operators. The price on offer for the various categories and components can change after the race has run, or at any time prior. There are three major racing pools in Australia - NSW, Unitab and Supertab. They are not linked and each offers differing returns and products.

The governments, through these TABs, want people to gamble their moeny, bearing all of the risk, while they the agencies bear none.

It is made more disadvantageous to the pnters by the varying quality and management of the oulets. Queensland is particularly sub standard in its pubtabs. In one pub in Brisbane I enquired where the race sheets and form guides were. The answer was that there were none because they liked to "keep it neat".

The punters relied only on the television screen prices and their own knowledge of banter on the commentary media channels being broadcast. In another pubtab in the Gold Coast, on Flemington Melbourne Cup day, there was a trainee and one vbar staff member working. The satff memebre was erving the bar and hotel guests as well. Of the three machines only two were turned on and used. When the staff member was bsuy in the bar the punters had to wait because the trainee could not manage two machines and could not fix mistakes and could not take verbal bets. Thus the punters were disadvantaged.

Many pub tabs use the same staff to run the bar and the beeting machines. They are too often undertrained, often busy elsewhere and thus disadvanatge punters through lack of service, attention and ability. On the otehr side of the coin many pubtabs take the thing seriously have dedicted staff, goods ervice and they are skilled. The hotel at the Flemington shoppping mall, on Racecourse Road in Melbourne, has such an outlet.

On Tuesday 29, January 2008 a long shot won a race being run in Wtsern Australia. It paid in Victoria $A68.20 for the win. The second and third horses paid quite high dividends. The favourites ran nowhere and the fourth horse was at a large price. The exacta (first and second in correct order was shwoing about $2,500 for a $1 wager. The trifecta for a one dollar wager was over $10,000. The dividend for picking the first four showed $2,400 or thereabouts. To pick the first four you must first pick the exacta then the trifecta and then the fourth horse. One might exoect a veru hefty dividend much larger than the exacta or the trifecta? Not so. The agency in this case Supertab paid a lwoer dividend because the pool of funds was lower than for the exacta and the trifecta. Thus they "managed or manipulated" the dividend to suit their own benefit. The punter was grossly disadvanatged and to my mind robbed. There was no indication that a punter picking all four would suffer a major, and costly, disadvantage simply because the odds are manipulated to the TABs benefit. State owned enterprises such as these are not governed by the federal government's tarde practices and competition laws.

Australia's state and territory government's are reliant on gambling and not only do they prey upon the less well off, in concert with the lkicensed operators. they engagte in shady parctices, tolerate poor management and sanction legalised theft. The lesser perfrming and attentive Ministers are given gaming portfolios. Write to them about this and they will be all at sea for an answer. They have little power in cabinet and are usually under the thumb of the major enterprises involved in gambling and under the thumb of the state or territory Treasurer.



WOULD AUSTRALIA BE BETTER OFF WITHOUT TELSTRA AND ITS CONFONTATIONIST CORPORATE MEDIOCRITY?

Telstra was until a year ago (2007) a government owned enterprise. The Board and the management of this company embody the corrosive and divisive mature of modern management ethos. They are an ignorant lot in pursuit of egotistical objectives defined by their own jaundiced views. They are aided in these pursuits by people who appear to lack ethical standards, moral compasses or basic management and administrative skils. Poorly educated in a narrow world of experience and ideas.

I have been with this telecom (for my home phone) for decades. Once was a time there was no other. Some fantasy of the government years ago and a bureaurcratic imagination created a hybrid competition market, but Telstra was always a monopoly. Telstra has hired, what for me looks like, international second ranking expertise and has become more thuggish as well as stupid. Fat and ignorant would not be an over the top statement. Then again the majority shareholders may not be all that bright since they have kept these people on the payroll.

I have all of my web sites with Bigpond (Telstra). That is simply stupid and so I organised to migrate. I created them in 1997. We (Teltra and me) were learners. I pondered the early days of the Internet and who I would go with - the thug monopoly or the dreamers who think they can compete. Well I chose the thugs because they had a monopoly at the time. Bad choice but what else can one do? The prices are way over the top and the company are your typical boring rip off merchants with little imagination at the top of the pinnacle. Apart from that they are seriously
ethically challenged.

Do they care? Probably not since there are many corrupt company board membersand executives in Australia today. Does Telstra price fix too?

The Telstra Board, and management, spend more time, money and effort fighting with the government than they do on customer service. The CEO and his three chosen senior executives appear to control, the board. The Telstra board may well be puppets to the master tactician. To me they seem to be.

They never respond to correspondence, it is all done through the web site. Mexicans cannot read? Yanks cannot think and reply? Who would actually know. From my perspective the clown who writes and says that the very senior person asked them to respind demonstrates that the people at the top are are spineless delegators and unlikely to take accountability.

So based on what I now think are Telstra's misreprepresentations, in 1997, I built my personal web sites on Telstra's Bigpond. They have fine print. All companies that set out to consumers off have fine print. They, like many big Australian companies, no not many, all, have lawyers and in house staff and external spin doctors whose parasitic function is to lie subtly. Like all corporate snakes they are cunning. As I ponder what it must be like to create a web of deceit, I note that that most peopel's existence is shaped by their work. Look at Telstra's mediocrity
here.

But back to the rip off by Australia's monopoly. Telstra people, as I said, were learning. If you pay peanuts... welll.. But that is only true at the senior leevel. The peanuts inculcate. And there are a whole raft of peanuts at the top.

Anyway Telstra's idea of a personal web site, at the time, was a name, a picture, mayne list some hobbies and a few links to web sites you liked. Simple stuff, not surprising now as I reflect on today.

Telstra is a company defined by the paucity of its senior corporate intellect. They assume a hubris regarding their position in Australia and the capacity of their management and Board. If you are a person who want to be inventive and creative I recommend that you do not use Telstra. I have migrated all of my sites to a US service provider. I only keep Telstra because of the Google indexing and I have too. I am trapped. It is my opinion that if Telstra, and their hubris consumed arrogant Board and management (at senior and mid level) were to disappear, along with the company, Australia would be better off. I wouldn't care if I had to tarde a decade of effort and cost. LIke the Australian government of John Howard I would be pleased if Telstra simply disappeared into history's dust bin.



CANBERRA - THINK CAREFULLY BEFORE YOU SPEND YOUR MONEY
Canberra, a facade masquerading as a capital

A place for public servants and politicians but not a value for money tourist destination and experience. This is the national capital and the standard of hospitality is indeed patchy. There are no hotels of exceptional quality and service. The only five star hotel in town, the Hyatt Canberra Hotel, struggles with the proposition of customer service and making one feel at home. Lounging in a comfortable room taking a drink before dinner I am told that "this is $500 hire fee room" and it is being closed. When I ask if it is expected that I, and my friends, go into the standing room only, few seats, very drab bar - the answer is yes. When I cheekily state that this is not a real Hyatt the staff member demonstrates a lack of humour. The response is "I think it is Sir". Well it does not feel like the Hyatt that I am used to. Don't like the feeling of the place, and the air of indifference, when paying $A400 a night? Too bad, it seems that complaining falls on deaf ears. I have tried that avenue, so now I just write them up here. I arrived to book in at the hotel at 9.30 was told the restaurant is still open. Sitting down you look at the food buffet. Fifteen minutes later at 9.45pm I am told that the buffet will be cleared in fifteen minutes and I should swelect what you want and load it on your table. At 1am in the morninga loud band may bash away in the back of the hotel.

I have stayed at the Rudges (both), the Novotel, the Crowne Plaza (where a questionable very por looking casino can be found)and the Carlton Crest. At the altter I walked into the restraurant with with people at 9.30pm to be told that it was closed. Olim's Hotel is a an old world hotel where the service may be better and I might feel more at home. Will have to try it. What use is the Hyatt Gold Card in my wallet? All afacde and no show. This is Canberra where the real money is on the parliamentary hill and there is no service or quakity of substance, there either. It is not a memorable place except for the War Memorial, the National Gallery, the High Court, Old Parliament House and the National Library. The old institutions are the heart and soul of Canberra and without them it would be just a big country town.


Woolworths/Safeway and Coles

There are two major supermarket chains in Australia, Coles and Woolworths/Safeway. They also own a number of lower level retail outlets that trade as discount stores. These two mass market chains are boring , lazy and incompetent. I often go into supermarkets and watch what staff do and what consumers do. My colleagues actually survey consumer attitudes and purchases. I rarely if every see a manager in the asiles and am never ever spoken to by anyone. The shelves are packed with varietry. Cluttered in arrays of endless variations - lots of stuff no real presentation and no guidance for choice. Coles has been under the management of a Board, and CEO, who over the years worked hard, and very assiduously, towards trashing the company and its value. Not that it really had too much to praise in the last decade and perhaps two. The supermaket chain stores are unimaginative. They demonstrate the paucity of thought. Have self proposed, and media lauded, gurus of retail ever had their eyes open here in Australia, looking at their stores or at the independents who make them pale into stupid irrelevance? Do they not see what could be when they travel? Obviulsy not. What is their benchmark, the hypermart, the soul less US supermarket? Similarly at Woolworths and Safeway there is a dull clutter of shelves wher product is simply stacked. The delis are lack lustre and the butchery reflects a boring soullessc place.

Safeway advertise they are the fresh food people. Bullshit! This is taking lkiberties in the exterme and should be questioned by the Australian Competition and Consumer Commission. The time from production/picking to shelf works against the credibility of such a claim. It is not fresh. And "fresh food people" - how would we know if there are people running these places if they are hidden away watching us never interacting? The choice and presentation, of the Australian chain supermarkets, is bland and mindless. The buyers of product seem to lack an understanding of the local market (area) consumption as do the local store managers. The possibilities elude the Board, the senior executives and the store managers. Woolwoths/Safeway and Coles work to a formula and it is a crappy one. The farmersa nd factories do not get the money, the wholesalers, the middle men and the supermarkets do. They rip the value out and deliver mediocrity in its place.

Nearby in the strip shopping centres value adding independent grocers, butchers, fruit and vegetable, wine and other merchants ply their trade with imagination and zest. They make the kings of retail look like emperors without any clothes.

I have never seen a senior manager of Qantas in the lounge or airport talking with the customers. They too, are faceless like the supermarket management. How is it that Qantas, one of the world's great airlines cannot seem to leave an airport at the alotted time? I fly lots, so much that I have not had to pay for membership of an airline lounge club for many years. Not that is any consolation because they are crowded, full of people who should not be allowe dot be anywhere near such places and they are turning surreptiously into retail outlets. I live in airports sometimes, watching eveything. The food outlets outside in the airport charge exorbitantly for little value and even lesser service. There is no quality in these places. If people are waiting hours for a plane why is there no high qaulity restaurants and bars in an airport? May be like the supermarkets the managers lack imagination and information about consumers?

Virgin, cheap and all dancing gets away on time as does the cheap Jet Star, owned by Qantas. Qantas goes nowhere sometimes as planes are cancelled. On occasions I have made it down the runway only to have the plane stop unexpecteedly and return. That was in Canberra. No surprise given that this airport, euphemistically named, Canberra International, looks and behaves mire like a bush landing strip. Qantas charges top dollar, serves awful food, and sometimes no fo9od really just a biscuit and a drink. They tell you there will be refreshment during the flight. They carefully limit the dinner, lunch and breakfast zone times. Every so often they send me a questionairre, because I am invited to be in a survey group about how well they are doing, what I like and how I think things should be. Running an aitrline surely is not easy and the complexity is staggering. The fact that they run such an iconic one is a credit. The arrogance and the disreagrd that seeps through the enterprise is not a credit. The Board, during an attempted take over (mid 2007) showed that they are out of touch, and distant, from the reality of the people who fly. Still, I always fly Qantas and always will unles they do not fly where I want to go.. These are no frills and no service and you are out of pocket if something goes wrong so there is a risk.


Australian Consumption


Annus 2007: Responding to the arrogance and victimisation metred out by corporations

There is a decline in both ethical and moral imperatives in today's business world. Visy and Amcor, the dominant packaging companies in Australia engaged in price rigging. The most senior people in these large well known Australian companies stole hundreds of millions of dollars from the rich and poor alike, from every man, woman and child. Were they sorry? Did they exhibit remorse? It appears only at the fact of being caught. Fined heavily they escape gaol for they are the mates of politicians and members of the club. Theft is a white collar crime and it does not tarnish the perpetrator. Why would it when one
looks at our Australian governments? In the parliemnst of the nation and the cabinet rooms sit people who have corroded and corrupted our democracy and by example demonstrate that ethics is a no show against political self interest and the pursuit and retention of power.

The extensive decline in morals, and ethics, may well be a byproduct of the rise of individualism and the notion that people assimilate the perecption of the power of the corporation into their psyche. It could also be a result of the down grading and corrosion of our institutions and the general tendeancy to mendacity and self grandiosement of people who derive most, if not all, of their influence, power and ego from their job. Who knows? In any event there comes a time when such people should be told in simple and compelling terms that society may well be better off witout such commercial entities, and the people who work in them continuing in the fashion and ignorance that they do. An interesting aspect is the level of naivety and/or capacity for being unaware and the failure to anticipate what the the tactically minded
response to their actions, and decisions, might be. They may think they operate in a limited, and controlled vacuum, where they think they hold all of the cards. Perhaps they simply do not think at all. In the case below a corporation manager has invited a breadth of attention onto the enterprise he is paid to manage and work within.

Angus and Robertson (ARW Group) is an Australian chain of book shops which has a mix of franchise and corporately owned stores. It has a view of its place in the market and a set of corporate objectives. I do not shop in these stores because they lack what I am looking for, expertise and knowledge, breadth of offering and environment. However that is my opinion.

In July 2007 the Commercial Manager of ARW Group, Charlie Rimmer, wrote to a number of publishing houses stating, inter alia, that some of them fell into the category of "unacceptable profitability". No doubt, a valid statement from his perspective. Mr Rimmer then invited the company, in the case below, Tower Books to make a "gap payment" that would move the company into the accepted profit range. If this was not done then Mr Rimmer would remove the cmpany from their list. This is an interesting concept and provocative move. I personally wonder what constitutes blackmail within the legal precepts and also what constitutes unconscienable conduct under the Australian Competition and Consumer legislation - Trade Practices Act? Below is the response of the Director of Tower Boooks, Michael Rakusen to the A&R correspondence, which ahs been extensively published by Australian media.

"A&R dumps books: Angus & Robertson's demand that small- to medium-sized Australian publishers and distributors pay amounts said to range from $2,500 to $100,000 in order to have their books stocked in the chain's stores has brought angry reaction from the book industry and book buyers." (The Sydney Morning Herald, Fairfax Digital Entertainment Blog: http://www.smh.com.au)


6 August 2007

Mr Charlie Rimmer
ARW Group Commercial Manager
14th Floor, 379 Collins Street,
Melbourne, VIC 3000

Dear Mr Rimmer

We are in receipt of your letter of 30 July 2007 terminating our further supply to Angus & Robertson. As you have requested, we will cancel all Angus & Robertson Company orders on 17 August and will desist from any further supply to your stores.

I have to say that my initial response on reading your letter as to how you propose to "manage" your business in the future was one of voluble hilarity, I literally burst out laughing aloud. My second response was to note the unmitigated arrogance of your communication, I could not actually believe I was reading an official letter from Angus & Robertson on an Angus & Robertson letterhead. My reply to you will perforce be a lengthy one. I hope you will take the trouble to read it, you may learn something. Then again, when I look at the level of real response we have had from Angus & Robertson over the past six or so years, I somehow doubt it.

The first thing I would say to you is that arrogance of the kind penned by you in your letter of 30 July is an unenviable trait in any officer of any company, no matter how important that individual thinks himself or his company, no matter how dominant that company may be in its market sector. Business has a strange habit of moving in cycles: today's villain may be tomorrow's hero. It is quite possible to part from a business relationship in a pleasant way leaving the door open for future engagement. Sadly, in this case, you have slammed and bolted it. More to the point, however, we have watched our business with Angus & Robertson dwindle year upon year since 2000. We had to wear the cost of sub-economic ordering from you through ownership changes, SAP installation, new management, and stock overhang. In summary our business with you has dropped from over $1.2 million at the end of 2000 to less than $600,000 in 2007. You would be quite correct to question whether our offering to the market had changed in any way. The answer can be derived from the fact that during the same period our business with Dymocks, Book City, QBD and Borders continued to grow in double digits, our business with your own franchise stores has grown healthily, and our overall business during the same period has grown by more than 50%.

Six years ago we were allowed to send reps to your company stores and do stock checks. Then these were "uninvited" and we had to rely on monthly rep calls to your Buying Office. Subsequently even that was too much trouble; your Buying Office was too busy to see us, so we were asked to make new title submissions electronically. Every few months the new submission template became more and more complex. This year, we have been allowed quarterly visits to your Buying Office at which we were to be given the opportunity to sell to all your Category Managers. At the first, we did indeed see all of the Category Managers - but they didn't buy any of the titles offered. At the second, one Category manager was available, and again no purchases resulted. At the last (only last week), two Category managers attended. Through all of this, your overworked and under resourced Buying Department never got to see, let alone read, an actual book. While one may be forgiven for believing that Angus & Robertson is actually a company purveying "Sale" signs, I do believe you are still in the book business?

That Angus & Robertson is struggling for margin does not surprise me. It amazes me that the message has not become clear to your "management": there are only so many costs you can cut, there is only so much destiny you can put in the hands of a computer system, there are only so many sweetheart deals you can do with large suppliers. After that, in order to prosper one actually has to know one's product and have an appropriately staffed buying department. Most importantly, one has to train sales people of competence. You will never beat the DDSs at their cost cutting game, you will only prosper by putting "books" back into Angus & Robertson. And it would seem to me paramount to stop blaming suppliers for your misfortunes, trying ever harder to squeeze them to death, and actually focus on your core incompetencies in order to redress them. How a business that calls itself a book business is going to do without titles such as the Miles Franklin Prize winning book or titles like Rich Dad Poor Dad (according to this week's Sydney Morning Herald it is still the fifth best selling business title in Australia nine years after publication) is beyond me. And how in good conscience Australia's self-purported largest chain of book shops proposes to exclude emerging Australian writers who are represented by the smaller distributors, is an equal mystery.

We too have expectations Mr Rimmer. We have had the same expectations for many years, none of which Angus & Robertson have been willing to deliver:

That we are treated with equal respect to the larger publishers within the obvious parameters of commercial reality;
That your Buying Department is able and willing to assess our books with equal seriousness to those of the big publishers
and buy them appropriately; That you recognise thefundamental differences between the smaller distributors and the larger publishers and stop demanding of us terms that we are unable to deliver;
That you would support and help develop Australian literature.

Had you made any effort to meet these expectations you would have found the niche we should have occupied in your business, as have all other book shops, and you would have found our contribution to the profitability of your business would have been dramatically different.

In summary, we reject out of hand this notion that somehow, even giving you 45% discount on a Sale or Return basis, with free freight to each of your individual stores, where we make less than half of that on the same book, puts us in the "category of unacceptable profitability". We have seen Angus & Robertson try this tactic before - about 12 years ago Angus & Robertson decided that unless we gave them a 50% discount, they would not buy from us any longer. We refused. Angus & Robertson desisted from buying from us for seven months. We survived, Angus & Robertson came back cap in hand.

We have seen Myer effectively eliminate smaller suppliers. We survived and prospered but look at the Myer Book Departments today.

We have seen David Jones decide that it had too many publishers to deal with and to exclude the smaller suppliers. We survived and prospered but look at the David Jones Book Departments today.

David Jones and Myer sell other goods; Angus & Robertson does not. That the contents of your letter of 30 July are both immoral and unethical, I have no doubt. That they probably contravene the Trade Practices Act, I shall leave to the ACCC to determine. (Five percent interest PER DAY !!!)

If you wish to discuss any of the contents hereof you may call my secretary for an appointment at my office in Frenchs Forest. I shall be marginally more generous than you and at least allow you to pick a convenient time.

Michael Rakusin
Director
Tower Books Pty Ltd
Carpentaria, Alexis Wright : Winner of 50th Anniversary Miles Franklin Literary Prize, 2007

Copy: Graeme Samuel, Chairman, ACCC
Rod Walker, Chairman, ARW Group
Ian Draper, ARW Group Managing Director
Rickard Gardell, Managing Director, Pacific Equity Partners
Simon Pillar, Managing Director, Pacific Equity Partners
Barbara Cullen, CEO, ABA
Maree McCaskill, CEO, APA



July 11, 2007: The leader of the Australian labor party at the federal level, Kevin Rudd, if elected to office in the Australian federal election will direct the Australian Competition and Consumer Commission (ACCC) to conduct research, and enquiry, into the price of food and staples in Australia, exposing the mechanisms that drive those prices. As an example Mr Rudd wants to know why things are dearer in one state versus another and why fruit and vegetable prices have risen sharply? How common retail petrol pricing works. The price, and reasons, discoveries will be posted on the ACCC web site.

The question is "why bother"?
Choice, the Australian consumer commercial enterprise, known as Choice, already undertake these activities. Mr. Rudd is not proposing to give the ACCC pricing powers, and extra intervention regulations, except wher existing trade practices and consumer laws are violated. It seems that this is a time and resource wasting exercise, on an already over burdened regulator. Mr Rudd's proposition reinforces the perception that he is besotted with summits, enquiries and conversations requiring a lot of work whilst limiting political risk and delivering questionable, if any, value outcomes.


July 9, 2007: Australian retail corporation boards, and their senior managers, appear to be behind the times. Coles Myer is a vivid example. In the most significant general retail outlets there is a concentration in Australia on lowest common denominator. These corporations employ their staff, from check out to store management, on the cheapest possible wages, and salaries. They focus on the minimum resources they can get away with to service the customer at the check out and on the floor. One only has to go to Coles or Woolworths supermarket early or late in the day too see this perception as reality.

It would seem that they assume that the buying population that has little knowledge of quality. When you walk into a Woolworths or Coles Supermarket, a Myer store and even the iconic David Jones, Harvey Norman, Dick Smith, Target, K Mart, Borders, JB Hi Fi, the shopping malls of Australia. Retailing in Australia is primarily a mass marketing exercise focused on quantity and price.

This attitude to product layout, presentation and service is not limited to the retail chains. The major airlines Virgin, Jet Star, Qantas, the telecommunications companies Telstra and Optus, the commercial television stations, the newspapers, the banks, governments and the public service, are focused on miniminal, cheap but profitable pursuits, before service and quality.

Dull, boring, plageuristic and barely ethical, the discerning consumer might question whether these are standard traits of the Australian business and the mentality of institutions, governments and bureaucrts. Advertising implies that there is a focus on service and quality but the reality speaks volumes. The public relations agencies and the advertising conulstnats are about managing the message not the end result. They run the risk of being ethically challenged.

Want service and innovation? Then seek out small, private entrepreneurs. You will find a small number of innovators at Independent Grocers of Australia (IGA)and in the regional towns where tourism, food and niche offerings thrive. There is innovation in smaller suburban shopping strips and villages. Innovative butchers and green grocers. You can see innovation at the Palace Cinema chain which makes the cinema centres of the major enterprises such as Greater Union, Vilage and Hoyts look bland. The Europa cinema at Village complex in Southland shopping Melbourne and the Rivolli at Camberwell are examples of what is possible within the larger megaplexes.

The gold class venues which combine food and beverage with stadium style reclining chairs is an example of how some in the reatil industry put price before product. The charge of $25 to $30 per entry (effectively the charge for the recliner) plus food and beverage is not greate value. The confectionary offered at exorbitant prices might be considered a health risk. It is hoped that Bunnings, which recently acquired the Coles chain of stores will demonstrate the real art of retailing, food and consumer goods. This is howvere unlikely goiven Bunnings runs barn style retail outlets with shelving heights that require ladders.


The Australian media lauds average performance. They have no measure and their benchmark is based on a hierarchy that is parochial. Performance is not measured by external high quality benchmarks.

The Chairmen, and the CEO's, of these companis persist in their roles regardless of talent and ability, lateral thinking and innovative capacity. When they fail, such as in the case of Coles, they move on in the circuit of the closed clubs. They will continue to replicate the low quality ideas and policies they had in their previous positions. They are appointed by other Board directors, and by Ministers of Australian governments, who themselves are replicants of the system of low expectation. The shareholders, unaware of what is possible look to the competitor and if they are leader in the small Australian pond, they accept the performance.

One can walk into a number of cutting edge retailers in the United Kingdom, in Europe and in the United States and see the very point of this criticism. Not all overseas retailers are leaders, most are mediocre, as in Australia, but some are at the forefront. There are a minor number in Australia that are the hallmark of excllence and quality. They are small private retailers and shop keepers, few and far between. There are no large retail chains that are anywhere near them. The Australian consumer would not, overall, have a clue as to how they are being treated. Most are happy to wander in the bland, and lifeless aisles of Aldi, Woolworths and Coles, Myer and David Jones, where quantity and price are the benchmarks of the retailers' ignorance.



"Indeed, 79% of consumers say that ordinary people can make a difference to the way big business behaves by refusing to buy products – and work in companies – that do the wrong thing. Almost half said that they make active decisions to find out who the ethical companies are and buy their products (48%)." Source: Cavill and Co Eye On Australia - Trust of Companies

diamonds


PEOPLE DIE TO BRING YOU DIAMONDS AND THE CARTEL GOES UNCHALLENGED BY REGULATORS

You were ripped off when you bought your diamond. The price is controlled and the regulators around the world seem to turn a blind eye. But do you also have blood on your hands, in your ears or elsewhere on your body?


Diamonds are an example of political cowardice and the failure of regulators to practice what they preach. The price of diamonds is manipulated, every day, and has been so for decades even a century or more.


You were ripped off when you bought a "real" diamond. The diamond merchant, the store and the owner know how the system works. They are complicit. You should have bought a man made diamond known as a zirconiam. It is the only "real" priced diamond.

The Australian parliament, the Australian Consumer and Competition Commission, the parliaments of Europe and the equivalent regulatory agencies and the USA Congress and their agencies know this. They do not act. Why? Becase the cartel is too powerful. It is worldwide and it is in every nation. The cartel is like a cancer and it owns governments and the elected repreentatives in those governmets. One probably would not expect the USA, to act because it is probably the most corrupt country in the world in terms of exploitation in commercial enterprise and now, in government. Australia's government, under Howard and Costello, apes the American government of George Bush. Howard and Costello have not demonstrated the capacity to pick good role models that are worth admiring. Beyond the price manipulation is the disgrace of allowing people to die. The cartel built its profits, and governments who tax the cartel members, have done so too, on
"Conflict" or "Blood" diamonds. Dead, maimed and displaced people are the true measure of the greed, and cowardice, of the western world. Instead of the hypocritical free world governments and the sleazy politicians who infest them actually doing something immediately, which they have to drug cartels andother cartels, they have come up with a plan. Why such derogatory language? Because there are laws which are not enforced, because many politicians in governments today express "faith" politics. Because there are 200,000 child soldies kidnapped, brainwashed and taught to kill their own families by people who are allowed to live. Because the USA jails people in Guantanamo Bay who have committed no crime against huanity whilst letting the true killers go free. There are a thousand resaons why they are sleazy and not to be respected. But let us not just pick on the politicians. What of the businessman, the pious Jew who sells you the diamond? They pray in the synagogue and hold the book, and their religion, in public display. They profit from the diamond cartel's actions. They may, like every other national business man or woman, _ profit from the blood. Then we have the arms dealers, the US, Britian, France, Italy, every western nation and others like Russia and China, who all are in the murder spree, supplying weapons to assist the scum of a country, the slave traders and the mad war lords to kill their country men. Diamonds are the mark of sleaze, despair, brutality, inhumanity and murder. Diamonds are a girl's best friend. Thus the war mongers and the killers must be their best friends too. Diamonds sparkle but they are cold. They are the most prominent symbol of greed and corruption on earth for they have no utility. They just feed the vanity of the shallow uncaring.


Telstra and Optus Web Services in Australia Are Poor Value for Money in 2006


I first built this Mosaic Portal on Telstra's BigPond, as a personal web site. BigPond included a 10Mb personal space allocation as a part of their web access plan. I pay about $A28.00 per month for web acces and the 10Mb space and 24 hour support. BigPond limit the number of users and also the download and if it exceeds their limits then they want me to transfer to a "business hosting plan". They no longer allow this type of user hosting. I am told they maintain it as a courtesy. They have a family web site plan that allows 20Mb but is pricey by comparison to international providers. BigPond want a set up fee for a business web site, of several hundred dollars, and have expensive charges, and limits, on speed and downloads. The products from Optus for web hosting are similar in price and scope, showing little imagination and enticement. They have the majority of the market. They are constantly under the eye of the regulator. Both telecommunication companies are behind the times, compared to international providers in Asia, Europe and the USA, in service offerings and marketing.

In the USA I have a
forum and a 5Mb space allocation with 24 hour support and I pay $A16.00 a quarter. There was no set up fee and there are no download limits and the speed is much faster than Telstra's BigPond dial up and broadband. I also have a hosting agreement with Bravehost. There was no set up fee, they provided me with ten times the space of BigPond, faster speeds and massive broadband and size downloads with 24 hour service for free. I recently upgraded to 60Gb of space and a bandwidth of 1.5Gb for an annual charge of $A120.00. Why woudl anyone in business buy a web site hosting package from Telstra BigPond and Optus in Australia? One would not want to compare their land line and mobile charges because again they are to my mind excessive. scope.


Read the packaging on a Hewlett Packard Product


I would particularly recommend this (above) in a Harvey Norman store in Australia. I bought a HP photosmart printer at Harvey Norman, Highpoint, in Victoria. When I got it home it had no USB cable and thus could not be connected. This made the product unusable and under Fair Trading and Australian consumer laws not fit for the purpose. When I rang the store I was advised that the USB cable was an extra cost. The instruction booklet stated a cable was included but to check the product packaging. I wnet to the store. They had carefully whited out the USB cable in the contents box. No sign indicated, on the stack of products, that this product would need a cable to be purchased. The cost should have triggered and enquiry on my part. Half price against the competition at Dick Smith and JB Hi Fi? The sales assistant conformed to the modern Australian trend, I perceive that permeates Australian retail, in high volume discount stores (Dick Smith (Woolworths), JB Hi Fi, K Mart, Harvey Norman et al) - a lack of awareness caused by a failure to educate oneself as to legislation and codes which impact the selling of goods and services in Australia, namely the Trade Practices Act and state, and territory, fair trading legislation.

There is a decline in ethical behaviour in retail driven by a cost cutting - discount margin mentality and practice. The performance of sales staff is directly relative to the quality of induction training (if there is any of substance given at all) and maturity. No doubt the sheer expansew of product adds to the complexity of the education and training. One wonders how the move to casualisation adds to the dillemma? The sales person who sold me the item (less the bit neede to make it functional) probably had little idea what the consequences were when I proposed to inform Fair Trading. Harvey Norman sales staff and management, similar to my purchase experiences at Dick Smith, outlined below, may need some customer service training in legal niceties and compliance, but more so a lesson in
ethics may be warranted. They join the Australian Wheat Board (AWB) and Coles supermarkets senior managers in the continual expose of the decline in thical behviour in Australia. One may wonder whether Hewlett Packard, and the brand name companies, actually care, as long as these companies keep up the sales?



In Australia the
New South Wales Food Authority tested a range of food products for accuracy of labelling referring to the contents. They found a third were incorrect, with error margins extremely large. Particularly on fat and fibre percentages. The food companies immediately began to spin that they were confident about the accuracy. There is a danger when the internal communications specialists frame, and run, the debate rather than the CEO and the Board. This demonstrates company senior managers may be prone to risking misrepresentation. Australia has extensive federal legislation on food labelling.


Extract: Australian advertisers accused of “corporate paedophilia’ (AFP), 10 October 2006, SYDNEY

"Advertising that exploits children’s sexuality for commercial gain is on the rise in Australia as big retailers lend an air of respectability to “corporate paedophiles,” researchers said on Tuesday. An increasing number of businesses found it acceptable to eroticise young models for profit, increasing children’s risk from sexual predators and robbing them of their childhood, the
Australia Institute think tank said. Institute director Clive Hamilton said it was particularly worrying that the phenomenon had entered the mainstream and condemned major retail chains for jumping on the bandwagon. “When family department stores show no conscience on these issues, or are inured to the effects of their behaviour, the situation is very unhealthy,” he said. In a report the independent public policy research centre said children as young as three were being made to pose in sexually suggestive positions."

An extract from one of thew orld's media organisation reporting on a publication by the Australia Institute titled : Corporate Paedophilia, Sexualisation of children in Australia, Emma Rush Andrea La Nauze, Discussion Paper Number 90 October 2006, ISSN 1322-5421.


Advertising to children: Is it ethical? Some psychologists cry foul as peers help advertisers target young consumers. BY REBECCA A. CLAY

Ever since he first started practicing, Berkeley, Calif., psychologist Allen D. Kanner, PhD, has been asking his younger clients what they wanted to do when they grew up. The answer used to be "nurse," "astronaut" or some other occupation with intrinsic appeal. Today the answer is more likely to be "make money." For Kanner, one explanation for that shift can be found in advertising. "Advertising is a massive, multi-million dollar project that's having an enormous impact on child development," says Kanner, who is also an associate faculty member at a clinical psychology training program called the Wright Institute. "

Are corporations
consuming our kids?

In Australia, federal, state and territory governments have refused to legislate minimum standards and curb advertising to children. The reason is that the grocery industry, manufacturers and the media (who reeive the money from advertising) are rich and politically powerful. The federal Minister for Health, Tony Abott, and others in parliaments argue that parents should educate their children and be responsible in allowing in what they buy, what they eat, what they see and what they hear. Rather than be cynical about the conflict of interest relationships from a political persoective I might contend that Australia's political leaders have not studied the psychology of advertising and the art of manipulation in detail. (Kevin R Beck)


Accessing Australian government services through Smart Cards
Heard About Smart Cards?




The Australian government has enacted quite strong food labelling laws in Australia. Yet the companies that sell products to consumers misrepresent using extravagant, and too often misleading and false claims on the front of the packaging. They are laying on the "low fat" attractions but do not highlight the impact of sugars and factory processed foods. Whilst the ingredients labelling laws are in consumer interests the Australian content laws require only a very minimal constitutent component for the company to be able to use a specific description. For example a drink may be labelled on the front as "raspberry" when in fact it only has 1% of raspberry in it. Tins of vegetables are between 45% and 60% filled with the actual vegetable and the balance with liquid. Most companies engage in blatant misrepresentation in one form or another. They also alter packet sizes whilst claiming no increase in price. Some claim enhanced health and well being benefits for their high protien and bio - products when there are none.

There are many manufacturers who claim health benefits for their "good bacteria" when there are none. The Australian Consumer and Competition Commission takes little notice of these activities preferring to pursue a policy of high profile prosecutions. Meanwhile the consumer will be ripped by every company if they are not vigilant. The Australian Food and Grocery Council employs sophisticated resources to keep a tight control on the legislators. Similarly the large supermarkets in Australia are continually engaged in reducing competition and unethical practices with suppliers often requiring onerous conditions of production as a condition of supply into their stores. This thuggery goes unnoticed and undetected by the public at large. The politicians are persuaded by economics, employment in their electorates, cajoling, subtle bribery and veiled threats, to turn a blind eye. This is a practice adopted world wide. The Kevin R Beck Mosaic Portal web sites aim to inform and provide resources to consumers by bringing you the latest news, opinions and exposes for the country in which you live.


BLINKERED TARGETING


The leveraged private buyout has hit Australia. Qantas the icon of the aviation industry is under targeted takeover by a private equity consortium. There are a number of issues we could pursue in discussion but let us propose that the Qantas exercise (December 2006) exposes the under belly of some Australian business people and the ethical standards of some executives. I probably do not need to clarify, or decipher, what I mean to thinkers. However to the less imbued with nationalism, how do you feel about the public expose of "putting money" before the national interest? Is that what they are doing? Might we ponder that those who plan these manoeuvres have no ethical standards of the level that we might consider to be at the cutting edge? They have joined with a group to turn Qantas from a leveraged companay at $A5 billion debt to a corporation saddled with debt. Why? To enhance the performance for shareholders? To add to the national interest? To add a contribution to the nation? I think not. They have done this to make money. Are they greedy and reprehensible? I think that the Board of Qantas, and the consortia, have actually misjudged the shareholders, the government, the regulator and the nation. Perhaps the Board of Qantas are secretly hoping that the shareholders will reject the sale of Qantas to private interests? It does not matter to Mr. Dixon because he gave his windfall of tens of millions to a charitable trus. That will mattre if the deal does not go through to the charities. I actually do not think the Qabtas deal will go through. I predict the Qantas buyout and privatisation (December 2006) will not go through. I do not have shares. I have a Qantas Frequent Flyer membership. I have flown the kangaroo all my life. That is some thirty five years since I first flew. I love my Qantas and it is an Australian icon. I question the ethical integrity of the executives involved and their commitment to the welfare of the nation. Self interest and individulaism is the modern credo. Surely everythig worthwhile as a pursuit, in Australian society, is not all about money.

Australian companies, and their advertising agencies, take a very long time to grasp reality and opportunity. They are not all that innovative, and creative, in their thinking when it comes to determining where the greatest level of discretionary expendirure lies in Australia. Their research seems poorly framed and carried out and their advertising advisers appear to focus on a young demographic when in actual fact the greater market lies in a much older clientelle. The bulk concentrate their marketing efforts in a relatively narrow domain, the teenager to early forties. In fashion they concentrate on a demographic including female disregarding the older male. There is a black spot in their thinking, and approach, the fifty year old and beyond male, with high consumable income and very distinct tastes and habits, is rarely wooed except by a few discerning providers. Astute retailers such as Lionel Meerkin, Boss Menswear store in Glenhuntley Road, Elsternwick Victoria, American Tailors in Bourke Street Melbourne, and Henry Bucks (national retail outlets) and the older and experienced (male) craftsmen of clothes, and tailoring, get it. They are the smaller retail shops. David Jones, Myer and Country Road, and the majority of department stores and chain stores do not seem to be able to arrange their stores to create the delineated shopping experience. The Australian retailer
Myer seems to have suffered a degradation in service under its expert imported (USA)management. When it merged with Coles the rot set in. Coles is a nation wide supermarket chain. One may well wonder what the advantage of shopping at Myer Bourke Street store might be against going elsewhere? The difference is the opportunity to be rudely serviced, to experience arrogance and disdain, to be viewed suspiciously if one is returning presents for exchange? There are far superior retailers, in Melbourne, than this American owned entity. The equity raiders are said to be interested only in profits. It is a funny methodology in achieving the objective to insult the customer. One can add Myer Chadstone in Melbourne to the list of poor experiences. My partner took a dress I bought for a Christmas back to get an alternative. For decades Myer has had a policy of returns with receipt and no argument. Those days are gone. The shop assistant said that they did not sell a dress of that size on that day. She had a hand written record. My partner had the cash register receipt and the dress in hand. The receipt was deemed to be no proof of purchase against the hand written record. What is Coles myer's new motto - argue until the customer surrenders? My partner rang me and I spoke to the shop assistant. I pondered whether the decline in service, and the argumentative nature of the staff, forget the adage that the customer is right, might well be argued to be directly attributable to the Chief Executive's poor leadership or could it be that the Board's sets no standards? Communication, poor human resources and low grade staff training? The shop assistant gave a refund. The cost a future customer. Does anyone at Coles Myer care? Who knows.

There is no reason, given the public record of performance of the Board, the Chief Executive and the management, to continue to shop at Coles Myer stores, and supermarkts, in Australia. That would also include liquour stores and petrol stations. My Vintage Cellars membership, a Coles Myer entity, is to me not worthwhile. Independent Grocers of Australia (IGA) offer far superior service and firendliness. Ther is no arrogance, and belittling of the customer, there. Could it be that the man who runs the store owns the store? If Coles Myer sold out to equity raiders it would be no great loss to Australia. It may well improve the management and quality of the enterprise.

In the big retail outlets they lump the trendy, the quality, the boring and the cheap all together, in row after row of shamble presentation. We like to walk in see what we want clearly in a dedicated space, get everything we want in fashion across. We do not want bulk and nor do we necessarily bargain hunt. We do not want to try and relive our teens as the fools of retail and advertising apparently believe we do and some obvioulsy challenged types with younger girl friends might. Porsche and BMW get it. Qantas gets it. The majority of Australian retailers, and service providers, do not. There is another thing. Quite a number in this older demographic do not want to buy
brand names that are "Made in China". Hugo Boss has their clothes manufactured in Romania and places other than China.


Anti Made in China


Brand name marketers invariably choose to have their products made in China due to cost. There are lonbg term hiddemn implications for these decisions. I, and a growing number of discerning shoppers, may not want to buy goods made in China. It is difficult on electrical goods.

China is demanding equal, and unfettered, access to the world trade organisation and markets. Yet it engages in protection through tariffs, articificially inflating the exchange rate of its currency effectively manipulating import and export pricing through low wages and conditions and controlled currency as well as piracy. China's underpricing over time destroys competitive markets. China treats their people as labour commodities and has a long record of breaches of human rights. Some people, and businesses, in China steal intellectual property through piracy and a host of other tactics. International patent agreements appear to be unenforceable in China.



Generic v Brand
Brands - big bucks, political and market power







Australian Sites
Brands and Consumer Psychology - Australia
Not Good Enough (Australian Consumer Story Site)
Consumer reviews multiproducts and services
Australian Consumers' Association
Energy Supply Association of Australia
Social Services Australia
Consumer Protection Australia
Consumer rights and protection across Australia
buiness obligations, industry regulation and pricing,state authorities and anti-competitive behaviour
Accountability and Public Record Keeping
Public Interest Australia
Australian Consumer Rights (Laws, Regulatory Authority & Complaints Mechanism)
Consumer On Line New Zealand
Consumer Magazines (News and Policy) Middle East Directory
Consumer Rights In South Africa
Consumer service organisations in South Africa




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